Larry357 Posted December 9, 2002 Report Share Posted December 9, 2002 I live in Texas and I am getting everything together for my road to a good credit report. I have sent in my not mine letters to the CRA's. I am now wonder what is the average cost to file a lawsuit against a CA if the CHOD and DV doesn't work. Link to comment Share on other sites More sharing options...
Wyndo Posted December 9, 2002 Report Share Posted December 9, 2002 To found out how much it was in Kansas ($51 for the max... a little cheaper if you're suing for under a certain dollar amount), I called the county court house. It actually took quite a while to get an answer (the number I had been given by the first number was the *wrong* number, but after several days of trying periodically I got pointed in the right direction). If nobody comes through with an answer, try calling! [Edit by Wyndo on Monday, December 9, 2002 @ 12:58 PM] Link to comment Share on other sites More sharing options...
Larry357 Posted December 9, 2002 Author Report Share Posted December 9, 2002 Thanks. I hope it is in that price range. I have been reading something about $1000 given if there is an error on the report. What is that all about? If I can prove that they are wrong I get the money and the deletion? Link to comment Share on other sites More sharing options...
Wyndo Posted December 9, 2002 Report Share Posted December 9, 2002 $1000 is how much the CRA would owe *you* if you sue and prove that they deliberately left errors on your report (and for certain other reasons - there is a list under the "Sue Creditors and CAs" link at the top. Small claims isn't very expensive. Link to comment Share on other sites More sharing options...
Larry357 Posted December 9, 2002 Author Report Share Posted December 9, 2002 Thanks. I am going to read that now. I am all pumped up ready to go to battle. I love this site. Link to comment Share on other sites More sharing options...
Wyndo Posted December 9, 2002 Report Share Posted December 9, 2002 Yeah, me too. Something somebody posted today has me worried, though, regarding the dismassal of small claims lawsuits based on the "wrong court" to handle FCRA violations. I'm trying to get more info about this. My wife and I have decided to sign up for prepaid legal, and see if we can find a laywer in the network who specializes in this type of thing (unlimited phone consultations, supposedly, are part of the package). Link to comment Share on other sites More sharing options...
creditfix Posted December 10, 2002 Report Share Posted December 10, 2002 Pre-paid Legal won't help you on a pre-existing case from what I am told. FCRA makes it clear that you can file it in Small Claims. Re-read it I don't have it in front of me. It sounded to me like those small claims judges didn't know what they were talking about. Link to comment Share on other sites More sharing options...
ghacorp Posted December 11, 2002 Report Share Posted December 11, 2002 To avoid long-arm statutes in civil lawsuits, the best bet is to retain a lawyer in your party's locale. Attempting to serve someone from your jurisdiction can be futile especially in small claims courts. The party you are suing can simply choose not to claim your service of process. They can even tell the postman they are not so and so when asked to accept a certified letter, etc. Link to comment Share on other sites More sharing options...
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