Anonymous Posted December 11, 2002 Report Share Posted December 11, 2002 If a creditor sells your account, is the creditor still allowed to receive your credit file ? It seems to me that I would have multiple FCRA violations, Any thoughts/comments? Link to comment Share on other sites More sharing options...
cookiemnster Posted December 11, 2002 Report Share Posted December 11, 2002 <blockquote>Originally posted by CSIBillIf a creditor sells your account, is the creditor still allowed to receive your credit file ? It seems to me that I would have multiple FCRA violations, Any thoughts/comments?</blockquote>the account has to be OPEN and EXISTING in order for them to pull your file. Check out the FTC opinion letters, specifically the Gowan letter, which supports this. My opinion is that if they've sold the account, they no longer have permissible purpose and it's an FCRA violation. Link to comment Share on other sites More sharing options...
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