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troopavcl

Capital One SET ME UP!

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Prior to learning of this board, I made arrangements to pay off Capital One back in May 02, in order to settle the account. Paid them off for exchange of a letter saying it was paid and yada, yada, yada... Though I paid them 1,500 they sent me a letter suggesting that the account is SETTLED. They are now trying to collect 900.00 from me and keep verifing the accounts with the CRAs. Can they do this? Agree to a price...send me a letter saying the debt is paid then say we lied, and attempt to collect more??

Should this be the case for anyone else. Stay away from KIM PHELPS, litigation specialist for Capital One

888-567-2271 EX 445-6031

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If you didn't get a letter before you started paying on it that stated your arrangements, your kinda SOL. Its your word against theirs. Lesson learned...

and Yes, I've been caught up with them also :( they do bite...

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so basically, this letter I have signed from them saying account is settled is useless? Im not sure how I can pay them, they send a letter saying SETTLED and then they start collecting again.

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