troopavcl Posted December 16, 2002 Report Share Posted December 16, 2002 Prior to learning of this board, I made arrangements to pay off Capital One back in May 02, in order to settle the account. Paid them off for exchange of a letter saying it was paid and yada, yada, yada... Though I paid them 1,500 they sent me a letter suggesting that the account is SETTLED. They are now trying to collect 900.00 from me and keep verifing the accounts with the CRAs. Can they do this? Agree to a price...send me a letter saying the debt is paid then say we lied, and attempt to collect more??Should this be the case for anyone else. Stay away from KIM PHELPS, litigation specialist for Capital One888-567-2271 EX 445-6031 Link to comment Share on other sites More sharing options...
kimber6337 Posted December 17, 2002 Report Share Posted December 17, 2002 If you didn't get a letter before you started paying on it that stated your arrangements, your kinda SOL. Its your word against theirs. Lesson learned...and Yes, I've been caught up with them also they do bite... Link to comment Share on other sites More sharing options...
troopavcl Posted December 17, 2002 Author Report Share Posted December 17, 2002 so basically, this letter I have signed from them saying account is settled is useless? Im not sure how I can pay them, they send a letter saying SETTLED and then they start collecting again. Link to comment Share on other sites More sharing options...
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