Suing oc FOR VIOLATIONS,DELETION

[Anonymous]

I guess I need someone who is experienced with filing suit to push me in the right direction. Basically I have done nutcase letters , disputed in different ways, have disputed with OC, and threatened to sue over their violations and pulling of my credit report with no pp. They even denied pulling the reports. Jackasses! It's not like it's in writing on my report! They have blown off every attempt to correct or delete my report and keep verifying it with the CRAs even though they gave me totally different info on the account. So, I am going to file. Never done this before so it feels very foreign. I feel I have the evidence I need and can provide proof to the judge if he/she is unaware of FCRA rules. I am wondering if their rep will try to make me look untrustworthy because I had a charge off/paid. I feel bad enough but would hate to try to explain why it happened to a room full of strangers staring at me. I am working on the highlighting of the proof now to make it easy for anyone to see the errors. How hard is small claims??

[123rich]

Well I think that everyones experience in small claims will probobly be different. I was being sued in 2000 by the people who financed my car, I stopped paying them becouse the odomiter was reading 46k but when I did a background check on the car a few months after purchasing it I found out that it had over 150k. When we went to court I had statements from previous owners and a copy of the title from previous owners saying that the milage was incorrect, I was telling no one of the evidence I had until the court date. The judge before hearing anything from anyone about the case makes everyone go into a little room 1 on 1 with the creditor and try to come to an agreement. I told him of the proof I had, he gave me the car AS PAID and cleared up my credit report of late payments and mad it AS PAID. Chances are the judge will do the same and try to get both of you to come to an agreement then just show him the proof you have and let him know he has no leg to stand on and it just might change his mind... Good Luck..