demoncasterouter Posted January 2, 2003 Report Share Posted January 2, 2003 Had a balance of $1849 on installment account. Disputed it, and they uped the balance to $3029! FCBA? FCRA? Need help w/ this one! (SOL is out). Link to comment Share on other sites More sharing options...
bw4444 Posted January 2, 2003 Report Share Posted January 2, 2003 First, who is this with? Identify the scum for all of us.Has this account been charged off? Is this the first collection attempt? Link to comment Share on other sites More sharing options...
demoncasterouter Posted January 3, 2003 Author Report Share Posted January 3, 2003 Sorry, forgot to include all of that.It's a credit union. Since I defaulted in '97 (and they charged it off then too), my wife sent them a validation letter. They sent it back saying they ain't doing nothing until positive ID is made. So I just resolved to sit on it until it falls off. But when I disputed it for CHOD, they uped the balance 60% more than my charged off amount......? Link to comment Share on other sites More sharing options...
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