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demoncasterouter

OC uped balance 60%!!!!!

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Had a balance of $1849 on installment account. Disputed it, and they uped the balance to $3029! FCBA? FCRA? Need help w/ this one! (SOL is out).

:mad:

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First, who is this with? Identify the scum for all of us.

Has this account been charged off? Is this the first collection attempt?

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Sorry, forgot to include all of that.

It's a credit union. Since I defaulted in '97 (and they charged it off then too), my wife sent them a validation letter. They sent it back saying they ain't doing nothing until positive ID is made. So I just resolved to sit on it until it falls off. But when I disputed it for CHOD, they uped the balance 60% more than my charged off amount......?

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