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Experain Lawsuit

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I’m going to sue Experian. They stated they do not investigate inquires and I would have to contact the companies on my own. I know this is wrong. What section of the FCRA does this violate?

I sent them a certified letter. I also requested a fraud alert be put on my account. I called to verify it was on and stated 5 inquires where not mine. Janet in Special Services stated, “we do not investigate” over the phone.

I want money for this one!

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Section 1681b©(3)Information regarding inquiries

Except as provided in section 1681g(a)(5) of this title, a consumer reporting agency shall not furnish to any person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer.

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I disputed them by letter and they started the investigation. Funny how they respond so differently on the phone. When there is written proof involved, it’s easier to prove their violations. I could of used the cash!

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