Anonymous Posted April 7, 2003 Report Share Posted April 7, 2003 If I have charge offs on my credit report what does that mean and should they take them off once they have charged off as a bad debt? Link to comment Share on other sites More sharing options...
Swede Posted April 7, 2003 Report Share Posted April 7, 2003 <blockquote>Originally posted by Carrie99If I have charge offs on my credit report what does that mean and should they take them off once they have charged off as a bad debt? </blockquote>No, a charge off only means that the OC has deemed the debt uncollectible, it doesn't mean you're no longer responsible for it nor that they can no longer report it. Charge offs and collections stay on your report for 7 years unless you get it off sooner using the strategies people discuss here. Stay around and read up on the board and you'll see what we're all doing here. Link to comment Share on other sites More sharing options...
Anonymous Posted April 7, 2003 Author Report Share Posted April 7, 2003 Thanks i was wondering and dont worry ill stay on these boards they are a godsent for me i love it here and ive only been on a few hours. Link to comment Share on other sites More sharing options...
Recommended Posts