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Creditor Question

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I just recently recieved a letter from a collection agency threating that they will take me to court for a debt that was incurred using my discover card. This card was cancelled closed 1995 and was issued in the state of Maryland.

A letter arrived at my mother's house in Pennsylvannia. This is significant because the states have different statue of limitations on when a debt can be recovered. In Maryland, it is 3 years and in Pennsylvannia it is six years as determined using the calcuator on this site. The card was issued in the state of Maryland and I have never lived in the state of Pennsylvania. What is my recourse at this point in time? Is this still a valid debt? My readings on this website is that it is no longer valid in the state of Maryland. Any suggestions on how to handle this would be appreciated.

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