Jump to content

Experian Credit Report

Recommended Posts

I just received a copy of my Experian Credit Report, and I don't see a 'date of last activity' on here anywhere.

Isn't that a relevant thing for them to list? The only thing that it shows is the 'date opened', '(date)reported since', 'date of status', and 'last reported'.

Can anyone clarify which dates I need to pay attention to most when trying to validate these accounts?

I don't see any explanation listed anywhere.


Link to comment
Share on other sites

Equifax is good about listing the date of last activity. Use all three of your reports to get a solid date to use when disputing. Experian only tells you how long the account will remain. Credit reports are made to assist Creditors and not the consumer. If you open up a new card, it will appear in as little as two weeks. If you pay off that same card, it will take up to 45 days for it to be updated.

Use all three reports to gain the correct information or at least get a good idea of the dates you need.

Link to comment
Share on other sites

  • 5 years later...
This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.