Anonymous Posted May 3, 2003 Report Share Posted May 3, 2003 Hi all... am having trouble with Sherman Acquisitions. They have reported me for a credit card that was overdue in late 1996. I don't think it is my account, but it could be. Despite the account being old, it was first reported over a year ago.I have asked for verification, but I got the cold shoulder. I've tried several times, and have certified receipts to prove that I contacted them. The last time I tried to contact them was a last ditch effort via email. I actually got a reply! The guy gave me a sentence of information about the account (the opening date, date of last activity) and told me that Sherman wouldn't investigate the account unless I provided a copy of a recent credit report, driver's license, social security card, and three notarized signatures.They appear to have 're-aged' the account, because according to a recent credit report, date of last activity was listed as 2001 and not 1996.I know I can sue collection agencies, and I'm a bit terrified of the idea, but I'm trying to talk myself into it. I've read some of the information on the web site so I have an idea of what to say. I was wondering if anyone could provide me with additional pointers? The more well-informed I am going into court, the more confident I will be.Also, has anyone ordered the 'The Consumer's Guide to Suing Creditors'? Link to comment Share on other sites More sharing options...
Anonymous Posted May 3, 2003 Author Report Share Posted May 3, 2003 Nevermind, it looks like I can't sue Sherman after all. Missouri has some very specific rules about suing people in small claims court. Basicially, I have to sue Sherman in the country in which they have a business office. I doubt they have an office here in missouri.I guess I'll try to join the class-action. Link to comment Share on other sites More sharing options...
Sky Warner Posted May 3, 2003 Report Share Posted May 3, 2003 Yes but you are suing them under a Federal guideline and I believe that the way the FDCPA is written that you can sue them in any competent court of jurisdiction which means pretty much anywhere in the good ole USofAI could be wrong. Contact EdCombs about this one. Sounds like a great case. and you know what.. sometimes the INTENT to Sue Letter and sending them a copy of the small claims forms already filled out but not filed can go a LONGGGG way to getting things off of your report..just another idea Link to comment Share on other sites More sharing options...
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