Jump to content

Can I skip the whole thing and just sue EQ?

Recommended Posts

I wasn't planning on being mean with them, but I just had the WORST phone rep.. now I wanna nail em.

Short summary: Round 1 disputes finished up, lots deleted.. 1(From Sherman Acquisitions for a whole $48) was reinserted on the 2nd of June. It's been 3 weeks now, and I've not been notified that it has been reinserted(A violation of FCRA 611). I just called and said "Hey, you guys didn't notify me within 5 days, knock that tradeline off my report". She was most unwilling, and kept trying to pressure me into disputing it all over again.

Now, do I have to send them a letter letting them know they violated, and they are required to remove the tradeline, and then give them a chance to do so? Or can I just run down to the courthouse again, hand over another 65 bucks, and sue EQ for not notifying me within 5 days, and try for a quick thousand bucks?

[Edit by Xanathos1 on [TIME]1056488613[/TIME]]

Link to comment
Share on other sites

Calmly and logically write out your dispute showing the reports where it was deleted and then reinserted without the 5-day. Make sure you quote the report numbers so they can track it. Add the FCRA Section about reinsertion and wait. I guarantee they have print out on these things. When I went to court against them, I SAW them. Their rep even told the judge EXACTLY how many times I had contacted them!

After you write it, email it to one of the EQ Consumer Affairs managers such as Robin, Lanette, Vicki or Maynard.


Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.