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Wasn't Going to Sue - Now I Must!?


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Okay, I'm here in MA. A low-life attorney representing Creditrust sued me in small claims for an old Discover bill. Accidentally I missed the first court date and defaulted, but went to court the very next day (I confused the days) and filed for a reversal, got it, and then got a new court date. At the new court date, the case was dismissed. The attorney had one FDCPA violation in the first and only letter they sent me and I considered suing, but decided it was too much trouble. Yesterday I got my new credit report (Experian - the only agency that the attorney said he used) in the mail and see that they REPORTED THE DEFAULT judgement to the agency even though the case was DISMISSED on May 15, 2003. Now I'm thinking I sue for both the first violation and the false reporting. But first, how do I verify that it was the CA/attorney that reported the false information. Will Experian release that information?

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<blockquote>Originally posted by distressed

Now I'm thinking I sue for both the first violation and the false reporting. But first, how do I verify that it was the CA/attorney that reported the false information. Will Experian release that information?

</blockquote>

It'll probably be much easier to just dispute the listing with Experian, since the case was dismissed, it should come right off.

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