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First dispute is in


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For my hubby.Equifax sent the updated report.They now show all of the accounts as "included in bankruptcy" And the collector for the charge card,requested equifax to delete that account.She said it would be deleted in two days.I find it funny that a collector can buy a account that not only was discharged but the sol had run out for that account.Im glad that its being deleted.I will wait a week and re-pull the report.I also found out through the BBB that bonded collectors of largo,have numerous reports against them.I have one question on the report the balances are $0,but it still shows the amount of the debt,when its discharged through bk is that how it should be showing? Thanks--Kelly

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Yes, this is what it is suppose to update to "zero included in BK"

Know some creditors will show a balance w/ charge off status and say "yes it is a charge off due to bankruptcy" thinking this is justified for continuing to show a balance w/ charge off status. CEFCU is one of the companies that regularly report like this.

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