paw67 Posted April 14, 2003 Report Share Posted April 14, 2003 Just thought I'd post an update. I started this journey on 3/14/03 (only 1 month but it seems like 6 lol) working on DH's report & mine. Originally pulled EQ for him & all 3 for me. DH has had 3 deletions so far and today I am faxing a letter to EQ because they are past 30 days on 12 other items that we disputed via CMRRR so hopefully they will remove those & his EQ will be almost done. We have since pulled his EXP & TU & have disputed but are still waiting for results.For me, I have had 2 deletions on EXP. They verified 2 and updated an AU account from $868 to a $0 balance but showed past due $868 as of 3/2003(yet the account was charged off in 1998) so my score dropped 11 points. I've tried calling and can't get anywhere on this one so I have sent a planetfeedback to the OC to have this removed. I have 5 things in dispute with EQ so my score has gone up to a 667 (started at 599 then dropped 2 weeks later to a 587 now up to 667 kinda nice even if it is short lived) Still waiting on results from EQ & TU.I would like to thank everyone here for all of the help and suggestions given. In the beginning it all seemed so overwhelming but after reading & rereading most of the posts I think that I am finally starting to get the hang of things. It has become kind of an obsession to me and DH.Thank you!!! paw67 [Edit by paw67 on Monday, April 14, 2003 @ 06:39 AM] Link to comment Share on other sites More sharing options...
kb9tbq Posted April 14, 2003 Report Share Posted April 14, 2003 That is great and good luck with the good will letter.Yes; know what you mean about getting hooked :upsidown: This is my second home; have not got my DH hooked like I am; but definately gets his interest from time to time. But of course he lives with me and has to listen to me talk credit reporting every day, lol. Just lucky he has not killed me yet :boggle: for the overkill. lolKeep up the good work - and your journey to self empowerment. Link to comment Share on other sites More sharing options...
morrow Posted April 14, 2003 Report Share Posted April 14, 2003 <blockquote>Originally posted by kb9tbqYes; know what you mean about getting hooked :upsidown:</blockquote>LOL, thats so funny! Every morning when I get up, I head straight for the computer to see if anyone has posted anything new, or if I have any emails answering my questions from the night before....I feel like such a nerd :upsidown: but I LOVE IT!!My DH doesnt understand much of the whole process, he never has any idea what im talking about!I have NO idea how I came across this website, but it has seriously changed my life.I found that with a little *elbow grease* I could make something that has been affecting me negatively for a long time, dissappear.Im now in the swing of things and starting to see positive results. Its awesome and it makes me happy. We thought that we were going to have to wait another 2-5 years before we bought our first home, and now things are a little bit more hopeful.Many thanks to everyone who has helped! Link to comment Share on other sites More sharing options...
paw67 Posted April 15, 2003 Author Report Share Posted April 15, 2003 <blockquote>Originally posted by kb9tbqYes; know what you mean about getting hooked :upsidown: This is my second home; have not got my DH hooked like I am; but definately gets his interest from time to time. But of course he lives with me and has to listen to me talk credit reporting every day, lol. Just lucky he has not killed me yet :boggle: for the overkill. lolKeep up the good work - and your journey to self empowerment. </blockquote>LOL!! My DH was probably ready to kill me from listening to me talk about it until I got him to sit down and read the posts on this site. Now he understands what I was talking about. First thing we both do in the morning is check this site for new posts/responses and then pull privacyguard. Usually if he has to work at 5:30am I'll get up when he leaves that way I can spend about 1-1 1/2 hours looking around before the kids get up. paw67 [Edit by paw67 on Tuesday, April 15, 2003 @ 06:57 AM] Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Report Share Posted April 20, 2003 Pardon my ignorance, but what's privacyguard? I did a search for it, but didn't find anything. Link to comment Share on other sites More sharing options...
morrow Posted April 20, 2003 Report Share Posted April 20, 2003 Privacyguard.com Its a website where you can get your credit report(s). They have an offer where you can sign up for a 90 day trial for only $1.Alot of people seem to use it, I personally havent tried it. Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Report Share Posted April 20, 2003 Thanks Morrow. I checked it out, but I think I'll pass for now. Question though (and I'm full of them), I got my CR from Equifax online. Will I be able to see updates within the next 30 days? Or do I have to order a new one in order to see updates? Link to comment Share on other sites More sharing options...
paw67 Posted April 20, 2003 Author Report Share Posted April 20, 2003 cleancredit...I believe, if you are disputing things, you will get a new report, if changes are made. paw67 Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Report Share Posted April 20, 2003 Ahh, makes sense. Link to comment Share on other sites More sharing options...
Capepuffin Posted April 20, 2003 Report Share Posted April 20, 2003 When I get up I too also come straight to my pc. check for new posts too. Everyday! I check the board between 2 and 8 times a day.I really need to get a life! Happy Easter to you all! Link to comment Share on other sites More sharing options...
kb9tbq Posted April 20, 2003 Report Share Posted April 20, 2003 <blockquote>Originally posted by capepuffinWhen I get up I too also come straight to my pc. check for new posts too. Everyday! I check the board between 2 and 8 times a day.I really need to get a life! Happy Easter to you all! Too late for me; bird dog the site all day Think about credit reporting all day & night - just keep running in circles thinking & re-thinking different means to do things for given circumstances. :upsidown: I am long gone past rehab at this point. </blockquote>Happy Easter all Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Report Share Posted April 20, 2003 Cape --I'm in the same boat and I just started here. This can definitely become an obsession ... I've been on since about 3am (gosh that's embarrassing!). I'm trying to read and understand as much as possible. It's wonderful that this site exists ... it's good to be able to read about the experiences of actual people. Happy Easter to you all! Link to comment Share on other sites More sharing options...
Capepuffin Posted April 20, 2003 Report Share Posted April 20, 2003 <blockquote>Originally posted by cleancreditby04Cape --I'm in the same boat and I just started here. This can definitely become an obsession ... I've been on since about 3am (gosh that's embarrassing!). I'm trying to read and understand as much as possible. It's wonderful that this site exists ... it's good to be able to read about the experiences of actual people. Happy Easter to you all! </blockquote>Now I understand your name. I was a bit confused I thought you wanted to clean your credit by 2004 not 4am! LOL Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 20, 2003 Report Share Posted April 20, 2003 LOL! Link to comment Share on other sites More sharing options...
Kylie Posted May 2, 2003 Report Share Posted May 2, 2003 Ok, someone please help me out here!!! I am new to the boards also...I don't even KNOW my credit scores because I'm too scared to find out...I just KNOW it can't be good. I'm a bit confused as to where to START reading with all the topics and posts....kinda looking for the beginning so I can "jump on the bandwagon"...any suggestions?? Link to comment Share on other sites More sharing options...
morrow Posted May 2, 2003 Report Share Posted May 2, 2003 First off....you NEED to get copies of your credit report, if you havent already.Kinda hard to go to battle without having some idea where the enemy is located.....get my drift? Link to comment Share on other sites More sharing options...
Kylie Posted May 11, 2003 Report Share Posted May 11, 2003 Yep....finally did it (dreading getting the reports) Thanks Morrow! HA!! It took me all this time to find my post! I was so lost when I first started reading these boards!! Link to comment Share on other sites More sharing options...
Anonymous Posted May 23, 2003 Report Share Posted May 23, 2003 as you can see, i don't log off. Link to comment Share on other sites More sharing options...
Anonymous Posted May 24, 2003 Report Share Posted May 24, 2003 <blockquote>Originally posted by Idon'tpayas you can see, i don't log off.</blockquote>now i know what hashish will do to your mind Link to comment Share on other sites More sharing options...
Anonymous Posted May 24, 2003 Report Share Posted May 24, 2003 <blockquote>Originally posted by SadamHussein<blockquote>Originally posted by Idon'tpayas you can see, i don't log off.</blockquote>now i know what hashish will do to your mind</blockquote>you are quite the rique' poster there guy... i like your style Link to comment Share on other sites More sharing options...
Anonymous Posted May 24, 2003 Report Share Posted May 24, 2003 thank you for the compliment. i was reading the thread and then came across your post. ???? wtf? like u are all over the place. are you taking yellowjackets or something? you know there is an AAA for forum posters. but thanks again. Link to comment Share on other sites More sharing options...
Anonymous Posted May 24, 2003 Report Share Posted May 24, 2003 stackers and plus i get this amazing paid weekend. i got friday off, and monday paid. i love this career job thing... i am a very obsessive person. i havent' been to the YMCA all week. Link to comment Share on other sites More sharing options...
Anonymous Posted May 24, 2003 Report Share Posted May 24, 2003 that word was supposed to be RISQUE. my bad. Link to comment Share on other sites More sharing options...
Anonymous Posted May 24, 2003 Report Share Posted May 24, 2003 <blockquote>Originally posted by Idon'tpaythat word was supposed to be RISQUE. my bad.</blockquote>you may call me anything you like. no matter. i am teasing with you and you are rolling with the punches like a champ. i can't say that for most people. Link to comment Share on other sites More sharing options...
admin Posted May 27, 2003 Report Share Posted May 27, 2003 Actually, (Saddam) I admire your guts in choice of name, though it's not one I would use.... *Whew* [Edit by admin on Tuesday, May 27, 2003 @ 06:35 AM] Link to comment Share on other sites More sharing options...
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