Anonymous Posted December 19, 2002 Report Share Posted December 19, 2002 I'm glad I discovered this site, it's very helpful.Here is my problem: Almost a year ago I was in a desparate situation and signed up with Amerix. I was in the dark at the time, but now I am learning that I should have never done that. My credit report shows many late payments and it was during the time that I started with Amerix. My credit is bad right now because I have so many accounts that are "closed by credit grantor", or listed as "consumer credit counseling." My credit was not "bad" before I joined Amerix, I was just overwhelemed. So, I am considering getting out of Amerix and just paying the creditors on my own, but I got a letter from one of the credit card companies saying that if I ever leave the consumer credit counseling program that my interest rates will go back up.I am just confused and frustrated, and have so many regrets about the choices I have made. Now I never make late payments, and am very focused on good financial health. It just seems that my choice to go into credit counseling screwed me. UGH! Is there anything I can do? [Edit by nomorecreditcards on Thursday, December 19, 2002 @ 03:19 PM] Link to comment Share on other sites More sharing options...
admin Posted December 20, 2002 Report Share Posted December 20, 2002 Just start over - which sucks. It's time to get secured cards, pay them on time, rebuild. In the mean time, you can try and dispute these accounts... Link to comment Share on other sites More sharing options...
kimber6337 Posted December 28, 2002 Report Share Posted December 28, 2002 Welcome nomorecreditcards! Link to comment Share on other sites More sharing options...
Recommended Posts