Anonymous Posted September 24, 2002 Report Share Posted September 24, 2002 If a creditor were to sue you in Texas, what are the repercussions other than getting a judgment against you? I already know that wage garnishment and property liens are not allowed in Texas, so the only other option I see that the creditors have after getting a judgment against you is too hope that you will somehow decide to pay. Once the judgment has been obtained against you, how can they make you pay? Since judgments are civil matters there really isn't anything legal they can do to force you to pay right? I am sure they can go the credit card fraud route, but that seems like it would be too costly and too much of a risk to take a chance at losing at court (unless the debt is substantial enough to justify the associated fees). I’m not being sued (yet), just wondering what they can do if they do obtain a judgment against you. Link to comment Share on other sites More sharing options...
admin Posted September 24, 2002 Report Share Posted September 24, 2002 I know that in Arizona, you can hire a sheriff to go over to the home of the person you won a judgment against and collect whatever property you feel is compensation for the amount of the judgment. You can also seize bank accounts. Link to comment Share on other sites More sharing options...
tulipchic Posted October 1, 2002 Report Share Posted October 1, 2002 They can seize bank accounts and seize personal property (but there are a lot of exclusions). Check state statutes. Although they can't put a lien on property, they can make it difficult to sell without payment, or partial payment, of judgement (lots of tricky legal moves). Link to comment Share on other sites More sharing options...
georgiaboy Posted October 9, 2002 Report Share Posted October 9, 2002 <blockquote>Originally posted by adminI know that in Arizona, you can hire a sheriff to go over to the home of the person you won a judgment against and collect whatever property you feel is compensation for the amount of the judgment. You can also seize bank accounts.</blockquote>Hey Admin, heres you a footnote on the sheriff collecting property,,,, Years ago I had a judgement against me, sure enough the sheriff and the person that had the judgement knocked on my door.To make a long story short, they took my car,,, stupid me, I admited my name was on the Title,, after they had my car on the tow truck, one of the Officers came over and apologized to me, he said he didnt like doing this kind of thing, and that if I was EVER in this position again,,, THERE ARE NO LAWS (in Ga.)THAT SAY YOU MUST ANSWER THE OFFICERS QUESTIONS IF THEY ASK IF YOU OWN THIS OR THAT.... you need only to say nothing in the residence or on the property belongs to you,,,, Screwed myself on that one lol Link to comment Share on other sites More sharing options...
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