Anonymous Posted September 26, 2002 Report Share Posted September 26, 2002 Hi all. I have a friend I have been helping via this board correcting errors on her credit report.The latest problem is she is listed as co-maker on a student loan that according to her divorce papers is the ex-husbands responsibility. This is causing a few problems.1. Debt ratio much higher than it should be.2. He has been late. 1 (30) 1(60) and 1(90)which appear on her credit report. 3. She has never received late notices on this loan from Wells Fargo4 His father is now listed by Wells Fargo on the loan and is making the payment.According to Wells Fargo regardless if the Divorce decree states that the loan is now his responsibility she entered into the agreement prior to the divorce and will remain co-maker unless he refinances. Any SuggestionsMatt Link to comment Share on other sites More sharing options...
admin Posted September 27, 2002 Report Share Posted September 27, 2002 Yeah, here is some info about divorces. One thing is prominent in this literature, though - a divorce decree means nothing.http://www.creditinfocenter.com/divorce Link to comment Share on other sites More sharing options...
Anonymous Posted March 6, 2003 Author Report Share Posted March 6, 2003 How do I get my name removed from a credit card that I had with my spouse? We divorced three years ago and she continues to use the card and accumulates debt that I then become responsible for. Link to comment Share on other sites More sharing options...
kb9tbq Posted March 6, 2003 Report Share Posted March 6, 2003 Try to contact the creditor to request your relationship to this account to be terminated, mention that you have been seperated from her 3 years and can provide copy of the divorce to prove this - also that you don't feel you should be reponsible for this account since she is the only party charging and paying. And that if they don't remove you - you are giving them official notice that you will not be held responsible for this account what so ever. Send this by letter also certified mail.You may even add statment to your credit report, something to the affect that the creditor continues to report account that belongs to ex-spouse which you no longer participate in. Link to comment Share on other sites More sharing options...
Anonymous Posted March 6, 2003 Author Report Share Posted March 6, 2003 Thank you so much for your advice. I have been through hell. I had no idea that a divorce decree was absolutely worthless. Why do we even have them?Thank you again Link to comment Share on other sites More sharing options...
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