dave38 Posted October 31, 2002 Report Share Posted October 31, 2002 A CA sent me a letter and the first sentance reads:Please be advised that we represent (creditor).I personaly think this is a violation of FDCPA 807(2)The false representation of--(A)the character, amount, or legal status of any debt. This is a law firm acting as a CA, and when i called, i was not going to be sued. But the letter made me think that i was being suedAlso the letter went on to say that they would make no payment arrangements without them knowing a lot of personal information like "How much is my car worth?" and "if you own a house, how much is it worth?", and other things like bank account info and account numbers. Link to comment Share on other sites More sharing options...
admin Posted October 31, 2002 Report Share Posted October 31, 2002 It's not illegal. However a lawyer falls underneath the FDCPA. Just start the debt validation procedure.... Link to comment Share on other sites More sharing options...
ghacorp Posted November 2, 2002 Report Share Posted November 2, 2002 To add to that, there are law firms that specialize in asset verification and recovery. For very little money they can find bank accounts, mutual funds, IRA's, vehicle information, property ownership, employment, etc. Supposedly bank account information from anywhere in the US is easily obtainable. Also, people who become employed are generally listed in the National Directory of New Hires which debt collectors peruse to garnish wages. Suffice it to say, privacy in the US is waning. Link to comment Share on other sites More sharing options...
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