Anonymous Posted November 20, 2002 Report Share Posted November 20, 2002 I am trying to find out if my state is a "community property state" & has laws on homestead exemption.I know it is written in the state laws somewhere but I dont konw which subject to search under to find out about these laws.Can you tell me please?I am specifically trying to find out if a CA can report my husbands medical bills on my credit report.Is there any laws i can read or research on regarding CA's and medical bill reporting.Does it automatically go on the policy holders credit report, or should it go on a individual basis? Link to comment Share on other sites More sharing options...
cookiemnster Posted November 21, 2002 Report Share Posted November 21, 2002 I can't help you with the homestead thing, especially since you didn't say what state you're in.But here's a list of community property states:http://www.fairmark.com/spousal/comprop.htmI'm not sure about the reporting, I seem to get differing opinions on it from different people on different sites. Link to comment Share on other sites More sharing options...
LadynRed Posted November 21, 2002 Report Share Posted November 21, 2002 What state are you in ? Can't look up homestead info w/o that.As for the CR question, as the policy holder, YOU are responsible for the bill, whether the insurance company pays or not. So, its likely that the entry will go on YOUR CR in that case. Link to comment Share on other sites More sharing options...
Anonymous Posted November 21, 2002 Author Report Share Posted November 21, 2002 My husband is the policy holder and it is listed on my credit report,so that means that i have grounds to dispute it and have it removed right? Link to comment Share on other sites More sharing options...
LadynRed Posted November 22, 2002 Report Share Posted November 22, 2002 Then you should be able to get it taken off. The trick,apparently, with insurance policy-holders and medical bills is that when you give a doctor's office, hospital, etc. your insurance information, it is implied that the insurance is going to pay all or most of the bill. That's how the policy-holder gets held liable for the bill.. if its your policy and the insurance didn't pay, then the facility sends the bill to the policy holder. The person who was treated or who signed whatever paperwork doesn't always get stuck with the bill. Link to comment Share on other sites More sharing options...
Sky Warner Posted November 26, 2002 Report Share Posted November 26, 2002 In Indiana a spouse can be held liable for the other spouses medical bills.It is the only bill that can be done that way and for some reason it has to do with implied consent or something Link to comment Share on other sites More sharing options...
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