Wannabedebtfree Posted January 2, 2003 Report Share Posted January 2, 2003 I have a credit card account by my credit union. They show on my credit report that I was 90-120 late and they closed my account without telling me. I only found out after pulling my report in the summer. Should I try to fight them to remove it on my report even though I am making payments on it? Link to comment Share on other sites More sharing options...
cookiemnster Posted January 2, 2003 Report Share Posted January 2, 2003 <blockquote>Originally posted by kb9tbqAsk the creditor that if you pay the account balance due if they will re-open your account.</blockquote>Yup, I had that on one of my credit reports for my Visa card, and when I called and paid it off, the lady said "OK, and I'll take the 'suspension' off of your account." Of course I was dumbfounded and said (quite brilliantly, I might add, lol) "Oh. I thought my account was closed, it says that on my credit report."She explained that there wasn't a place or a code on the credit reports to note that it was suspended so they put that there instead.Never hurts to give them a call and see Link to comment Share on other sites More sharing options...
Wannabedebtfree Posted January 2, 2003 Author Report Share Posted January 2, 2003 Cool! Thanks for the info. I will give them a call. Link to comment Share on other sites More sharing options...
Wannabedebtfree Posted January 2, 2003 Author Report Share Posted January 2, 2003 Ok do you think I should a letter asking them to open the account if I pay more than my minmum payment? Link to comment Share on other sites More sharing options...
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