Anonymous Posted January 24, 2003 Report Share Posted January 24, 2003 HELP! one day i decided to check my credit report and found a judgement against me for medical bills, amounting to 1122. i was never served and had no idea that this even existed. i called the person who was suing me and the said that if i pay 857, then they will call the collection agency and settle. my ultimate question is how can i get this judgement off of my credit report, especially being that i was never served.warmest regards! Link to comment Share on other sites More sharing options...
kb9tbq Posted January 24, 2003 Report Share Posted January 24, 2003 Go to the court house to file for the case to be vacated (dismissed) since you were never served. Link to comment Share on other sites More sharing options...
Jackal Posted January 24, 2003 Report Share Posted January 24, 2003 Or you could just dispute it as not mine, if you were never served, you would be telling the truth.Sometimes they get deleted Link to comment Share on other sites More sharing options...
dan12909 Posted January 25, 2003 Report Share Posted January 25, 2003 seems like getting judgements off are not hard for transunion and equifax heck i even managed to get my bk off transunion lol before it was discharged Link to comment Share on other sites More sharing options...
LadynRed Posted January 27, 2003 Report Share Posted January 27, 2003 What you NEED to do is call the courthouse and get copies of the judgment and copies of the 'proof of service'. This will tell you how/when/where they supposedly served you. Be aware that in many states, if the summons isn't returned, it is considered 'served'. Service can also be done by 'publication' - meaning they post a notice in the newspaper where your last known address was. This in iteself constitutes proper service -although I think its ludicrous in this day and age. So, you need the proof of service and the laws on service of process in that state to know whether you stand a chance of challenging the judgment based on improper service. Link to comment Share on other sites More sharing options...
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