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Assignee right to sue in GA?

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Ask the OC for their updated contract/consumer agreement. Most are frequently changed (you usually get a copy of it with your statement). You pretty much have no option to dispute a line item they have changed, entered or modified other than by closing your account.

I'd wager to say it was changed sometime after your account was opeend. If it says nothing about the agent on their, you've got a good leg to stand on. Also the contract agreement should state the local state exemptions.

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