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I am on a joint Discover Card opened in 1989 with my mother. I have never ever charged anything on this card. They would never be able to prove that I have ever had a card in my possession. Is there any legal grounds I can go on to get Discover to remove the acct. from my reports and take my name off that account? Thank you.

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You AND your mother would have to request that your name be removed and do it in writing. I don't think they'll take your name off any other way and getting Discover to take it off your CR will be a task. Get your name off the account first, then wait a few months and try disputing it with the CRA's.

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