Anonymous Posted March 22, 2003 Report Share Posted March 22, 2003 Credit Report shows CHARGEOFF on credit card reported 9/02. Last Activity reported (last payment made) 8/97. My state's SOL on Open Accts is 6 years. Am I past the SOL yet?I figured 9/03 would be the sixth year, but I've read post that indicate year 1 would be 8/97 (not 8/98) - which makes any date past 9/02 as 'not within' or over 6 years. The CHARGE OFF date also leads me to believe that 8/97 is year 1. I'm not concern with getting it off my credit report, but rather being able to use SOL as a defense for a possible judgement against me. Any thoughts would be appreciated. Link to comment Share on other sites More sharing options...
bingo Posted March 22, 2003 Report Share Posted March 22, 2003 Here is a site that list specific state SOL statutes. It's about the middle of the page.http://community-2.webtv.net/Y-chat/WhyChatsCredit/ Link to comment Share on other sites More sharing options...
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