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Thinking of Hiring a lawyer to negotiate a JUDGEMENT


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I have a judgement that's 6 yrs old. I need a low cost lawyer aware of consumer law to help me negotiate a settlement and get the judgement off my credit report! I want to settle and speed the payments out over several months.

Can some one refer a lawyer to me?

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Why hire a lawyer? The money you pay him can go towards the judgement. Look at it this way. You can write a letter to the ?? asking them to consider an offer of settlement for complete removal. Make a reasonable offer and ask that all correspondence be in writing. Don't lowball too much. They more than likely will respond with a counter. For example, say the amount is $1000.00. You offer $250.00. They may come back at $400.00. You counter with $325.00. They may settle. If they refuse to remove, rescind your offer. You do not need a lawyer. From what I've heard, many won't accept payments on an offer of settlement.

[Edit by retmar on Saturday, April 12, 2003 @ 03:11 PM]

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The reason to hire a lawyer is because they might pull a fast one. First of all the original judgement is for $3500, 6 yrs of interest (allowed by law), and penalties, processing fees, blah,

blah, blah. I'm looking at $7500 bucks to settle.

Also, I don't know the legal mumbo jumbo to fully satisfy and keep it off my credit report.

This lawyer that sued me was a real scum bag. He gets cases in

the $2500 range and sues in Municipal court.

... Anyhow you gave me an I idea. I'll hire a lawyer to offer

him $1000 and get it satisfied and keep it off my credit. I'll pay the lawyer $450 bucks. What do think?

I don't know much about how desperate lawyers are for money. But if I can settle for under $1800 including lawyer's fees,

I'm a happy camper.

.... Hey, can somebody recommend a lawyer to me?

[Edit by ADSOFT on Saturday, April 12, 2003 @ 08:44 PM]

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It could be worth a try. Go to naca.com and look for a lawyer in your area. All those listed are consumer attorneys. When you find one, be sure to have him go over all of the paperwork in hopes of a possible error in the judgement. I didn't realize it was that much. Most of all, they have to remove the negative off of the CR or no pay. Must be in writing. Good luck.

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If all you want is an attorney to send your letter offering a settlement, get a prepaidlegal attorney for that. They can do it for around $35 once you sign up (that is the fee in most states). They can send the letter out for you within a couple of days. If you're interested I can give you the number of a friend of mine who sells prepaid legal. I used them once for a collection agency and it was great.

Jod

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