dlknapp1957 Posted April 12, 2003 Report Share Posted April 12, 2003 After reading all the posts on judgments, I have just one question..........how do they know that they have the right person when judgments are placed on your CR's? There isn't one single place that I can find where my SS# is on the judgment papers. And, there are, I am sure, a lot of others out there with my same name. The person that the CRA's send to look into public records doesn't know my SS# either....so how do they know?????Debbie :ooh: :ooh: :ooh: Link to comment Share on other sites More sharing options...
kb9tbq Posted April 13, 2003 Report Share Posted April 13, 2003 When going to the court house to collect judgment records; they look for the name and address. Sometimes a creditor (plaintiff) will supply a contract with social security number but not often.So the CRA will use the address on file to match your name & social security number.*** When businesses access your credit report they don't need your social security number to do this - first and foremost they need your address.So yes; files get mixed quite often; but technically they can't rely on the SS# since they are not legally entitled to it. Only taxes and employers are. [Edit by kb9tbq on Saturday, April 12, 2003 @ 05:14 PM] Link to comment Share on other sites More sharing options...
Shyenne Posted April 16, 2003 Report Share Posted April 16, 2003 So does this mean that if you move to a new state and change your name (ie get married) they have no way of finding you? Or can they still use the ss# (even if they aren't entitled legally) to find you? I have not looked at my credit report and don't know if my ss# is on there. Is it usually supplied on the CR? Also, I don't remember for sure but I thought that credit card applictaions asked for the ss# which would mean they have it to give to the collection agencies, whether or not they are supposed to. Link to comment Share on other sites More sharing options...
ghacorp Posted April 17, 2003 Report Share Posted April 17, 2003 A good skip tracer will know how to find you, rest assured! SSI's are only one way. Link to comment Share on other sites More sharing options...
Shyenne Posted April 17, 2003 Report Share Posted April 17, 2003 Well that doesn't answer my question. What's a "skip tracer" and how else can they find you if you have a different address, a different job, and a different name? Without the SS#, how can they find you? And the question was whether the SS# is supplied on the Credit Report or the credit card application. Link to comment Share on other sites More sharing options...
cybercrusader Posted April 17, 2003 Report Share Posted April 17, 2003 A "skip tracer" is a person or company that searches for debtors. They scan and search all public records (and some private) to try and locate a debtor that seems to have vanished. They are especially interested in finding debtor assets.Many debt collectors are in fact skip tracers. Depending on the amount of the debt, a private investigator may also do skip tracing. From my own personal experience, I just recently got married last year. A little after that my wife bought a brand new car and registered it in her new name. Lo and behold, CA's that seem to have disappeared started contacting me at my new address. While I don't have proof, I have no doubts that a skip tracer (who, by the way, filed suit against me) put two and two together.C> Link to comment Share on other sites More sharing options...
Shyenne Posted April 17, 2003 Report Share Posted April 17, 2003 Ah, yes, but you didn't change your name... Link to comment Share on other sites More sharing options...
Shyenne Posted April 17, 2003 Report Share Posted April 17, 2003 and still, does anybody know whether the SS# is supplied on CR or CC applications? Link to comment Share on other sites More sharing options...
Shyenne Posted April 17, 2003 Report Share Posted April 17, 2003 And I have no assets, so that won't help them find me. Link to comment Share on other sites More sharing options...
cybercrusader Posted April 17, 2003 Report Share Posted April 17, 2003 Your social security number is absolutely on your credit report.Also, while I think it's probably a little more difficult to find a woman who gets married, moves and changes her name, it still can be done.I'm sure a good skip tracer already knows to be on the lookout for name changes, marriages and moving across state lines. Not to mention, the underhanded tactics that I'm sure they use.C> Link to comment Share on other sites More sharing options...
Shyenne Posted April 17, 2003 Report Share Posted April 17, 2003 OK. Thank you. Link to comment Share on other sites More sharing options...
bingo Posted April 17, 2003 Report Share Posted April 17, 2003 Ever use any of these?www.teletrack.comCheck out "phone break "at wwww.merlindata.com Be sure and check out the industry links. No secrets in this bad old world anymore. Link to comment Share on other sites More sharing options...
cybercrusader Posted April 17, 2003 Report Share Posted April 17, 2003 Just to satisfy your own curiosity, visit this website:www.knowx.comand see what you can find out about yourself. There is a cost to perform searches and get information. However, if you're interested to see what ANYBODY can find about ANYBODY ELSE, I think it's worth the price. [Edit by cybercrusader on Thursday, April 17, 2003 @ 08:16 AM] Link to comment Share on other sites More sharing options...
Shyenne Posted April 17, 2003 Report Share Posted April 17, 2003 Scary stuff, eh? Link to comment Share on other sites More sharing options...
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