Anonymous Posted April 22, 2003 Report Share Posted April 22, 2003 Good MorningI did a bunch of Google searches and I found a couple of good resources for putting a Summons response together. The one I made looks very plain - I am seeing a lawyer tomorrow and I hope it looks good enough to send to the Court and MBNAs Attorney.Part of the response should contain Affirmative Defenses - these were the ones I put:1 - Entered into an agreement with Financial Rescue Services on 9/2001 to represent and provide assistance in regards to accounts with MBNA2 - Entered into agreement with London Financial Group to pay $170.00 per month towards debts.3 - Provided Financial Rescue Services with all paperwork (through mail and fax) regarding MBNA.I am hoping this will show that I looked for help regarding my accounts, am making payments towards my accounts, and gave FRS everything I received from MBNA (thinking FRS would actually talk to MBNA so all of the legal stuff could be avoided).Last question - I was looking through some paperwork that I received from FRS. It listed things I should talk to my lawyer about, and said I should include financial hardship so it could be listed in the response. Does that seem right? Link to comment Share on other sites More sharing options...
LadynRed Posted April 22, 2003 Report Share Posted April 22, 2003 What you can use as an affirmative defense is dependent on State laws, I believe. To find out if your responses are acceptable, including hardship, you'll have to dig into State law. Here's a list of the 'standard' affirmative defenses you can use:http://www.legalhelp.org/affirmative_diffense.htm [Edit by LadynRed on Tuesday, April 22, 2003 @ 11:16 AM]That site has great info on answering a complaint too !http://www.legalhelp.org/answering_complaint.htm [Edit by LadynRed on Tuesday, April 22, 2003 @ 11:20 AM] Link to comment Share on other sites More sharing options...
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