Anonymous Posted May 19, 2003 Report Share Posted May 19, 2003 I have been divorced for over 2 years. My ex kept the house and home equity. My name has still yet to come off of either. I gave him everything he needed, even the deed to the house to have me removed. Still nothing. No where in our divorce says he has to refinance even though he said he would take care of getting my name off. How is it fair that my name is still on these high priced credits that I am not responsible for? How can I fight this? I am no longer responsible for them but have to explain to all creditors and mortgage companies these are no longer my responsiblilty? Link to comment Share on other sites More sharing options...
LadynRed Posted May 19, 2003 Report Share Posted May 19, 2003 Unfortunately, the bad news is as far as creditors and collection agencies are concerned, your divorce decree means NOTHING ! Your name is still on the joint accounts and as long as that remains true, YOU are still just as liable for the debts as he is. If the debts were not assigned to him in the divorce and if he was not ordered to re-fi by the court, then you have no recourse to even force him to obey a court order. Link to comment Share on other sites More sharing options...
Anonymous Posted May 20, 2003 Author Report Share Posted May 20, 2003 That is true. It says that he is responsible for the loan but not to re-fi. But legally since my name is still on the home equity I still have access to the account. This is not a nice thing to do but I should be able to get money from that account and he would be responsible for it. I would not do that but I would like him to know I am capable of doing that to scare him into getting my name off. Can I have the home equity closed so he cannot keep taking more money out of it cause he is using my name on the credit? Link to comment Share on other sites More sharing options...
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