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Does my husband assume my debt?

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  • 8 months later...

so it's okay to marry someone with bad credit? my fiance has charge offs up the wazoo on his CR and doesn't even care. i told him i wouldn't marry him until he cleans that up. but... if it doesn't affect me, all i have to worry about his him maxing my cards or 'our' cards if we do get married?

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Poor credit with open chargeoffs will keep you from buying a home. Also, should he be sued and you live in a state that allows wage garnishments that could be a problem. Bad credit by 1 party in a relationship is something to consider as you try and plan for the future.

When it comes time to finance a home or car, your income and credit will have to carry the day unless you want to pay subprime rates.

[Edit by bingo on Tuesday, May 20, 2003 @ 07:39 PM]

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