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I have numerous collections which were bad checks at one time and I have diligently paid off (with serious interest) and have tried to get deleted but with no sucess. I sent the two validation letters and recieved copies of most of the checks as validation I suppose. My question is could I send the copies of the green cards with the letters I sent to the CA to the CRAs and act like I got no response...they did not send their validaton rrr. I guess this is a gray area but these are the last negitive items for me I've spent 2 1/2 years at this and am almost there

Experian started at 593 now 680

Equifax started at 574 now 703

TU stated at 590 now 715


Keep at it team it works


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