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oc validation (fraud)

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IMO they really don't care and if you are a victim of ID theft then get ready for a long process of BS and CAs calling you and lawsuits. The same CA for two credit card debts that are not mine is suing me. One card is a blatant case of forgery and unauthorized use and the other is a stolen card that I have not used in 10 years. Trying to get documents or any information from CRAs, OCs, and especially CAs is a waste of time and effort. Read the many points of interest and good advice on this discussion group then write the correct letters.

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