cybercrusader Posted January 14, 2003 Report Share Posted January 14, 2003 It seems that all of a sudden I'm being inundated with collection notices from several CA's working for this one particular creditor (I had three different accounts and so I'm dealing with three CA's).Is it coincidence or are these CA communicating between themselves? I haven't heard from anyone in about three years and now suddenly (after one CA files suit) I'm hearing from everybody.Not that this really matters, just wanted to hear if anyone else experienced this? Link to comment Share on other sites More sharing options...
creditfix Posted January 18, 2003 Report Share Posted January 18, 2003 Did you recently dispute these items with the CRAs? If so, that's what is stirring up the hornets nest. Just go through DV with them to get them off your back. Link to comment Share on other sites More sharing options...
smogtek Posted January 18, 2003 Report Share Posted January 18, 2003 As I understand it, the CAs can subscribe to a service from the CRAs that alerts them to any activity on your accounts. Link to comment Share on other sites More sharing options...
creditfix Posted January 20, 2003 Report Share Posted January 20, 2003 <blockquote>Originally posted by smogtekAs I understand it, the CAs can subscribe to a service from the CRAs that alerts them to any activity on your accounts.</blockquote>Where'd ya get that info? I want to know if that is right - I hope not! Link to comment Share on other sites More sharing options...
smogtek Posted January 20, 2003 Report Share Posted January 20, 2003 Can't remember. I've been on CreditNet, CreditWrench, Fair Credit Movement, etc.I've also come across info on other sites I've surfed across. I seem to remember reading that OCs/CAs can subscribe to a CRA service that will alert them to activity on your report. I know this because a CA that I had never heard from before sent me a collection notice about 5-10 days after I disputed it with TU. Coincidence? I don't think so!Consider this. The CRAs need paying "customers" to stay in business. We are most definitely not paying customers except when we pay our $8 for a report. As long as we keep disputing within a 90-day timeframe, we get an updated report for free.The CAs(some of which are owned by the CRAs), on the other hand, pay the CRAs to provide them with info. Seems to make sense to me. And why shouldn't they be in bed with each other? If they can keep the negative info on our reports, then they can keep charging us ridiculous interest rate and make even more money off us! [Edit by smogtek on Sunday, January 19, 2003 @ 11:30 PM] Link to comment Share on other sites More sharing options...
creditfix Posted January 20, 2003 Report Share Posted January 20, 2003 You are absolutely right - our bad credit makes them money! DH and I have been teaching that for years - for some reason people don't want to believe it. Your info makes sense and it is making me very angry! If you opt-out it should be from that too. Link to comment Share on other sites More sharing options...
Swede Posted January 20, 2003 Report Share Posted January 20, 2003 <blockquote>Originally posted by smogtekAs I understand it, the CAs can subscribe to a service from the CRAs that alerts them to any activity on your accounts.</blockquote>Yea that's totally tru, georgiaboy posted some information regarding this a while back. I'll see if I can find his post or maybe if he sees this he can re-post Link to comment Share on other sites More sharing options...
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