Anonymous Posted July 1, 2002 Report Share Posted July 1, 2002 Hello Again,I have a new question that was prompted by the question from drmwoman6. I have a notation on a charge off on my credit report that says "Customer Disputes This Account Information". My question is this...I disputed that particular item in person at Equifax's local office about 7 years ago. I was sitting with an employee who was showing me how to read my report when I pointed out this item and said that particular item shouldn't be there. (I don't remember the exact reason I gave though) Anyway, would a verbal challenge to the CRA back then be enough to force them to try and validate the debt? I am thinking that since they made a note on my report that I disputed the debt but I never heard back from them about it, what are the odds that I could contact them now and say "You guys never validated this debt, so remove it now."? I know this is vague since I don't remember the exact date I made the verbal challenge (It was at least 7 years ago though) and I don't even remember why I challeneged it in the first place. As usual, any advice would be appreciated! [Edit by ShannonN on Monday, July 1, 2002 @ 01:38 PM] Link to comment Share on other sites More sharing options...
herauntsis Posted July 2, 2002 Report Share Posted July 2, 2002 If the account is already over seven years old, they shouldn't still be reporting it anyway. Link to comment Share on other sites More sharing options...
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