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<blockquote>Originally posted by deepindebt

Got letter from CA today requesting payment in full. It says I have up to 30 days to validate debt. I plan to wait til 20 or so days, then send a validation letter. I am trying to delay for time. I am sure they will validate the dept; if so, what happens next?


Why? They can still place it on your report during this time if they haven't gotten a request from you. Once they do get the request, they can't place it on your report until validation has been provided. If it's not already on your report, I would not wait.

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