Anonymous Posted May 22, 2003 Report Share Posted May 22, 2003 I have been working with Bill Bauer from www.creditwrench.com . I have been using his advice up until now, I just want to see what others recommend and see if I am getting my moneys worth ($50/month) in his help.I had an un-paid charge off with Associates Financial. I sent them a letter of validation which they never responded to. In the meantime, Citifincial aquired Associates financial and all of their accounts. In doing so, a second charge-off entry was inserted into my credit report. I now have two items on my credit report for the same debt! So I sent a letter of validation to Citifinancial. No response. I sent them a letter of estoppel. No response. Then i recieved a letter saying Citifinancial trasferred my debt to academy collection services. I sent a letter of validation, then a letter of estoppel with no response. Then i recieved a letter from evergreen professional recoveries saying that the debt had been transferred to them. I just send them a letter of validation. Thats where i am at now. Am i handling this right?Is citifinacial going to be able to just continue transferring my debt to new collection agencies every time i attempt to validate the debt?Any comments/suggestions?Thank You, Mike Link to comment Share on other sites More sharing options...
Anonymous Posted May 22, 2003 Author Report Share Posted May 22, 2003 hey mike did you send these dv letters certified w/ return receipt or dispute the account with equifax and his brothers?if you did do cmrr then send copies of the green cards and letter to the experian and her sisters... Link to comment Share on other sites More sharing options...
Faith Posted May 24, 2003 Report Share Posted May 24, 2003 Do not let these bastards screw you like this. Two collection agencies monkeyed with me like this and I got ALL of the entries deleted, just talk to the CRA's and keep doing it until the take it off. Link to comment Share on other sites More sharing options...
lisak72 Posted May 25, 2003 Report Share Posted May 25, 2003 Yeah...there's a sample letter above if the CA won't validate and the CRA keeps verifying. Send that with all the green card copies or other verification that you have. If they can't validate the debt, then they have no right to keep reporting it. go get 'em! Link to comment Share on other sites More sharing options...
Faith Posted June 18, 2003 Report Share Posted June 18, 2003 If it gives you any reassurance at all, I got the copies of my other two credit reports today and these duplicates of a legitimate collection account were deleted!!! Now if I could just figure out why another negative tradeline was deleted from TU and Experian but not from Equifax???? Link to comment Share on other sites More sharing options...
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