Swede Posted August 17, 2002 Report Share Posted August 17, 2002 I had a collection account on my TU. I sent a 30 day validation, they replied saying they are in the process of collecting the information from the OC. In the meantime, I disputed the account with TU and as a result, it's been deleted. The 30 days are up and I haven't heard back from the CA. What do I do next? Since they deleted the account, will I run the risk of it being re-inserted if I push it? Or, if I don't continue, will I have enough evidence in case it gets re-inserted later on? Please advice... Link to comment Share on other sites More sharing options...
jordanmorganusa Posted August 17, 2002 Report Share Posted August 17, 2002 I would leave it alone. If it's re-inserted, then I'd fight. But be happy. How many points did you get? Link to comment Share on other sites More sharing options...
Swede Posted August 17, 2002 Author Report Share Posted August 17, 2002 Ok, will do. I only got 14 and included in that was a change to a zero balance from an old charge-off. Oh well Link to comment Share on other sites More sharing options...
Anonymous Posted August 18, 2002 Report Share Posted August 18, 2002 why the i would be happy it 14 more points that you didnot have b4 maybe change the to a :ooh: Link to comment Share on other sites More sharing options...
Swede Posted August 18, 2002 Author Report Share Posted August 18, 2002 LOL. Ok, as per Liferoots advice, I'm officially changing my "it's-never-good-enough-attitude" to a more positive approach by replacing the to But my TU is sooo bad, it's 447 while the other 2 are in the mid 600's. [Edit by Swede on Saturday, August 17, 2002 @ 05:51 PM] Link to comment Share on other sites More sharing options...
Anonymous Posted August 18, 2002 Report Share Posted August 18, 2002 TU's scoring system sucks! However, their score is not what is reported to the creditors when you ask for credit. They use TUs data, but Beacon/FICO scoring which raises the score. I feel your pain. My highest EQ was 693 (I had new credit accts reported which has brought it down temporarily to 670). But.... my EX is 590 and my TU score is 496 TU/FICO is 580. I just don't get the ~100 point gap between EQ and every one else!?!?! :upsidown: [Edit by SCMom on Sunday, August 18, 2002 @ 06:25 AM] [Edit by SCMom on Sunday, August 18, 2002 @ 06:26 AM] Link to comment Share on other sites More sharing options...
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