life Posted June 9, 2003 Report Share Posted June 9, 2003 Ok i'm trying to get back into the swing of things and i have this question..On my husband report there is a entery for a account that he had it reads as follows--1st union updated 8-96opened8-95closed 8-961 time 30 days latestatus unrated all this info is on all 3 credit report from last month but they did not appear on this month credit reports then on this account we have a collection entry that reads Berk cc placed for collections updated 2/2002closed 1-2002collect account oc first uinion Now my question is should i write to the collection agency that the sol are up and bug off i just got a 3rd letter from then today offereing a settlement..If i'm right the collection account should fallof 8-2003 and the orginal creditor entry is not on any of the current credit reports they fell off last month Link to comment Share on other sites More sharing options...
kb9tbq Posted June 9, 2003 Report Share Posted June 9, 2003 Need more information - what was the last activity date on the OC tradeline? or what is showing for the charge off date?You say that it dropped off all 3 CRAs, that would lead me to believe that you must be incorrect on the expiration date - if all are gone now.Would be inclined to send dispute to the CRAs, that the OC has expired off of the credit report & the CA needs to be removed also. (If it comes back, you might need to include copy of prior Credit Report confirming the OC).Send the CA a Cease & Desist letter - to bug off but good. Link to comment Share on other sites More sharing options...
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