marisaldana Posted September 6, 2002 Report Share Posted September 6, 2002 I have a collection with Asset Acceptance. I sent them the debt validation to get them to delete it from the CRA. They sent me back a "Bill of Sale" as proof that they can collect from me. But I settle the account 5 years ago with another collection agency (Obviously, the original creditor sold the my account to another agency) and not only that but the SOL has expired. What can I do now that they have validated the account? How can I dispute the SOL and get them to remove it from the CRA? (I had called them before and advised them of the sol but they ignored it) Link to comment Share on other sites More sharing options...
tj34994 Posted September 6, 2002 Report Share Posted September 6, 2002 Good Luck, They are nasty, nasty, people. Am dealing with them myself with no luck. Link to comment Share on other sites More sharing options...
Anonymous Posted September 11, 2002 Report Share Posted September 11, 2002 File a compliant with AG 's office in Michigan with your "comments. Web site ishttp://www.ag.state.mi.us/cp/index.htmAsset lawyer isMichael J. Beach Link to comment Share on other sites More sharing options...
Anonymous Posted September 11, 2002 Report Share Posted September 11, 2002 They can't verify the debt. FDCPA states that debt collectors can verify the debt. They are the creditors. Link to comment Share on other sites More sharing options...
herauntsis Posted September 11, 2002 Report Share Posted September 11, 2002 Was the bill of sale from you buying something, or from them buying your account? Either way, a bill of sale does not constitute validation. Make them validate the debt to your satisfaction.And what is the deal with this business about a different CA coming to collect after account has been settled with someone else? Is that legal? There seems to be a lot of that popping up lately.P.S. <blockquote>Originally posted by dhs13They can't verify the debt. FDCPA states that debt collectors can verify the debt. They are the creditors.</blockquote>Huh? [Edit by herauntsis on Wednesday, September 11, 2002 @ 09:25 AM] Link to comment Share on other sites More sharing options...
marisaldana Posted September 11, 2002 Author Report Share Posted September 11, 2002 Thanks you all for your response. Asset Acceptance is one of many collection agencies for a credit card I had with Radio Shack over 7 years ago. They purchased the account off of the original creditor (Radio Shack) and sent me the "Bill of Sale" as the proof that they could collect from me. But you are right, this does not validate the debt. The "Bill of Sale" does not have my name nor my account number nor anything that indicates that they can collect MY account. (As a matter of fact, it could belong to some other account.)They did not send me anything with my signature. Thank you all again. I will request for a real Debt Validation. Link to comment Share on other sites More sharing options...
life Posted September 12, 2002 Report Share Posted September 12, 2002 Hi All Donot know if this is a good place to post this but i will wnet to court today and i won .........The judge that i had said that as far as he was concerned a signed contact is not valadiation he told the C.A and Oc that they had to prove that i didnot pay........ All they had was a signed contract with my husband and my signutre........... He did not even ask me anything.His order was removal within 10 days and 2500 plus court costs. Afterwards he told me that he is working on a bill or something so that collection agancy have to be licensed in Pa................. Link to comment Share on other sites More sharing options...
herauntsis Posted September 12, 2002 Report Share Posted September 12, 2002 Oh hell yes!!!! Good going Lisa! Going to take a vacation with your loot? Link to comment Share on other sites More sharing options...
Anonymous Posted September 12, 2002 Report Share Posted September 12, 2002 Awesome! I love it! Link to comment Share on other sites More sharing options...
life Posted September 12, 2002 Report Share Posted September 12, 2002 No vacation but our 4 kids will have a very very good christmas this year. For the past 2 years christmas was ok 2 gifts per child........... So this year will be fun. Link to comment Share on other sites More sharing options...
admin Posted September 12, 2002 Report Share Posted September 12, 2002 Lisa, Lisa, Lisa!!! Woohoo! Yeah, see we all told you you should stick with it!!Now YOU can sic the collection agencies on them! Link to comment Share on other sites More sharing options...
Anonymous Posted September 12, 2002 Report Share Posted September 12, 2002 HOW AWESOME!!!! Congratulations! Link to comment Share on other sites More sharing options...
smogtek Posted September 13, 2002 Report Share Posted September 13, 2002 Excellent job, Lisa!Now if you could only get your old screen name back! Link to comment Share on other sites More sharing options...
admin Posted September 13, 2002 Report Share Posted September 13, 2002 She can get her old id back, she just needs to relogin as liferoots. Her old password is the same. Link to comment Share on other sites More sharing options...
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