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A Question about the CRA's

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I received a letter today from a CA for a credit card that was charged off 4/93. The SOL has run out for this ACCT in this state (NY). It was on my CR for 7 years but is not on my CR anymore.

I know FCRA 605 states after 7 years its off my CR.

My question is: Do the CRA's have any safe guards built into their systems to stop unscrupulous CA's from putting these old ACCT's back in their systems?

[Edit by JD on Saturday, October 26, 2002 @ 01:07 PM]

[Edit by JD on Saturday, October 26, 2002 @ 01:09 PM]

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