Anonymous Posted October 31, 2002 Report Share Posted October 31, 2002 I've just received my investigation notice today from Experian. I disputed four accounts on my credit report, and eperian reported back each three pending. What does pending means? I thought once the company investigate, its rather yes or no. One more question? I have one account that I had paid the collection agency than the original creditor. This account is fairly new. I disupute it with experian,and the result was it stays the same. I have proof of check that I paid for the account to the collection agency. Do I call my original Creditor and tell them I paid the account with the CA you hired,or send them a letter; and what kind do I send .I am sorry that this is so long Link to comment Share on other sites More sharing options...
admin Posted October 31, 2002 Report Share Posted October 31, 2002 If it's past the 30 day limit, get on the phone with them immediately and point this out, then follow up with a letter telling them they are currently in violation of the FCRA. Link to comment Share on other sites More sharing options...
Anonymous Posted November 1, 2002 Author Report Share Posted November 1, 2002 Get on the phone with who, the credit bureu? for what the pending part, or the account that stayed the same. [Edit by jennyjen on Thursday, October 31, 2002 @ 10:28 PM] Link to comment Share on other sites More sharing options...
admin Posted November 1, 2002 Report Share Posted November 1, 2002 The credit bureau. They can't just send you something after thirty days saying results of the investigation are "pending". They have to be either verified or removed, per the FCRA. Link to comment Share on other sites More sharing options...
highflyer40 Posted November 1, 2002 Report Share Posted November 1, 2002 Experian....they just refuse to investigate my disputes. They say the item was already investigated. YES! ..one TIME last January!! sheeesh! I sent additional information along with the disputes this time and they still respond with the same message!HF40 Link to comment Share on other sites More sharing options...
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