wohlfie3 Posted October 31, 2002 Report Share Posted October 31, 2002 Has this happened to anyone else? My husband has an account with cap. one that went to charge off in 1997, but they continue to report interest on the account. Anyway I call them up to see what we could do about it and Cap.one tells me that I am not on the account, so they cannot speak to me. Then, I go to my report and dispute the tradeline for Cap.One (since they told me I am not on the account). Cap. one continues to verify it is my account. I called Experian today and they told me that I had to call Cap. one and get a letter stating it is not my account. Get real! If they continue to verify it, why would they send me a letter stating it is not mine. Experian says they cannot reinvestigate and I have to get Cap.one to send me a letter. Any ideas??? :confused: Link to comment Share on other sites More sharing options...
admin Posted October 31, 2002 Report Share Posted October 31, 2002 Send an intent to sue letter to Cap One based on what you have posted here. They are in violation of the FCRA for reporting inaccurate information. Link to comment Share on other sites More sharing options...
wohlfie3 Posted October 31, 2002 Author Report Share Posted October 31, 2002 Thanks, I will do that today. Link to comment Share on other sites More sharing options...
highflyer40 Posted November 1, 2002 Report Share Posted November 1, 2002 Experian wants you to do their job for them. They pulled something simular like that with me. Ummmm...sorry, I cant have Cap1 send you a letter...how about a copy of the small claims lawsuit I am filing against you...will that do?Goodluck!HP40 Link to comment Share on other sites More sharing options...
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