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I love this board!!! Ok I have a question


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I've got a word on sold credit cards. Mine wasn't in collections and was in good standing but ended up being sold because the lender went into bankruptcy! Go figure. So when they went under, they put a negative on my credit report that stated 'closed by guarantor'. I got this finally removed from my TU record the other day...yippee!

Just because you're in good standing doesn't mean your card won't get sold....the lender has to be stable, too.

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