Anonymous Posted November 4, 2002 Report Share Posted November 4, 2002 I seem to remember the rule states the CRA's have thirty days in which to respond to an inquiry; if they don't, you can sue them under the FCRA guidelines.I've written three letters to Equifax, but haven't had a decent response back from them yet. The first response said they couldn't find me in their system. The second letter they didn't respond to. So on my third letter, I sent them my social security number, my legal name (single and married names) and current and former addresses (which they had wrong), and my DOB.Now they are saying they require photocopies of my DL, my ss#, major credit card numbers, any previous names I've gone under, former addresses, DOB, and phone numbers! They had everything minus my license....I suspect they are stalling in a big way. So the question is, what consitutes a REAL response under the 30 day rule? I'm ready to sue these guys not only for stalling, but aren't they supposed to send you with each correspondence a copy of the FCRA law? If I've got this correct, I can sue them on three counts so far. What do the forum experts say....? Link to comment Share on other sites More sharing options...
admin Posted November 4, 2002 Report Share Posted November 4, 2002 They have a right to ask you for proof of identity, but I think any court would agree you've given them plenty. Link to comment Share on other sites More sharing options...
Anonymous Posted November 5, 2002 Author Report Share Posted November 5, 2002 Admin, at what point would you send them a threaten to sue letter? I don't want to go overboard, but at the same time, I don't want them getting away with this game. Link to comment Share on other sites More sharing options...
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