Mel Posted November 6, 2002 Report Share Posted November 6, 2002 Just got letter from TU they stated deleted 3 accounts. Good! But one is the first item listed on new report. The name has changed (slightly) I wrote them a letter asking them how this could be deleted and placed right back.. I am disputing it again. Asking for the information they used to verify this. Before I send it I wanted to ask if you thought it was a good idea to send it. Also, they had me listed with 3 mortgages and paying on all (wish I could afford that expence) I asked them to correct the info.. They deleted all. One was 15yrs. old first house.. Good line.. One was sold (mine now) and the one carring the note.. All three gone. Don't I need these to show correct on my report. All I have now is three credit cards, one not in good shape. and my auto loan. has been late 30 days 5times 30months. Current now. Do these guy's not look at what they are doin..Should I mail the letter? Or just send new letter disputing this bad account? Thanks for the help! Link to comment Share on other sites More sharing options...
kimber6337 Posted November 6, 2002 Report Share Posted November 6, 2002 Equifax (CSC) did that to me. Sent a letter saying it was deleted and sure as chit it was still sitting on my report. I called them, pointed out there Er and it was deleted while I was on the phone with them. Link to comment Share on other sites More sharing options...
Mel Posted November 6, 2002 Author Report Share Posted November 6, 2002 Thanks for the quick reply. I will call them tomorrow and try that way. Would I also ask them about the complete deletion of my mortgage? Link to comment Share on other sites More sharing options...
kimber6337 Posted November 6, 2002 Report Share Posted November 6, 2002 You disputed your mortgage accounts with the cra as well right? If not I would do that and say account paid in full. If you were good on the accounts (no lates) You could go either route - to the oc or the cra.. Link to comment Share on other sites More sharing options...
Mel Posted November 7, 2002 Author Report Share Posted November 7, 2002 Yes, I disputed they were listed as open accounts and TU shows that I was paying all three. This made my debt very high. Now they are gone. Figure my current mort. comp. will report monthly, but I thought I needed the older account(good) and the other mortg. is where my current one was sold last yr. I will go back to the CRA and tell them to at least add my older account. Hopefully they will... Link to comment Share on other sites More sharing options...
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