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CHOD Quick question


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Well, pretty quick. I have a paid collection that the OC keeps verifying. I disputed as not mine. I received a more detailed letter from OC about the account dates and balances. The dates dont match on my credit reports. So, should I go ahead and do a Procedural request or dispute the date. It was just verified and I want to take advantage of CHOD as much as possible.

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  • 1 month later...

<blockquote>Originally posted by eddiedebt

whats CHOD? i see this one alot and its the only one i cant figure out?

</blockquote>

Sorry, you missed it. It's disputing during the holiday, another board called creditnet "invented" the concept which was to overwhelm the CRA's w. disputes during the time where creditors are the most busy.

CHOD=Creditnet Holiday Onslaught of Disputes.

Now you gotta wait til next year :(

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<blockquote>Originally posted by kimber6337

..wait till next year for CHOD that is..right Swede :upsidown:

Still do your regularily planned dispute/validate activities until then.

</blockquote>

LOL -oh gosh yea. Thanks for catching that Kimber :)

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