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I'm no expert at this yet, but I think I may have an answer for you.

FCRA 612 also states in (2):

(2) Modification of amount. The Federal Trade Commission shall increase the amount referred to in paragraph (1)(A)(I) on January 1 of each year, based proportionally on changes in the Consumer Price Index, with fractional changes rounded to the nearest fifty cents.

I'm thinking this is where they get there price increase.

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