Sky Warner Posted January 18, 2003 Report Share Posted January 18, 2003 I have an account with CBE Collections group that I have been dealing with since August. I sent them validation and then disputed with CRAs. Experian and Trans Union removed it right away, EQ did not.Well it was deleted on Nov 24 of 2002.I pulled my TU credit yesterday and LO and Behold guess what was on there.You guessed it CBE group. Well I dialed TU right away and told them "You reinserted this without notifying me within 5 days I want it deleted" The woman says let me speak with a supervisor.. after about 3 mintues she came back and said "We are sorry about this, it will be deleted today and a new report mailed to you today"I thought I was going to have to fight them but it all went smooth as silk.STICK TO YOUR GUNS GUYS AND GALS!!!!! Link to comment Share on other sites More sharing options...
cookiemnster Posted January 18, 2003 Report Share Posted January 18, 2003 Way to go! Glad it wasn't a battle Link to comment Share on other sites More sharing options...
kimber6337 Posted January 18, 2003 Report Share Posted January 18, 2003 Way to go Sakia! Link to comment Share on other sites More sharing options...
admin Posted January 19, 2003 Report Share Posted January 19, 2003 Alright Sakia!BTW, How is everything going - are you fully recovered???? We haven't seen you too much lately... Link to comment Share on other sites More sharing options...
Sky Warner Posted January 19, 2003 Author Report Share Posted January 19, 2003 Things are great!!I am working full time for a tax preparation service and loving every minute of it.Im not on alot cause I work sometimes 9 hour days, 6 days a week. But things are good here and I am still chipping away at mine and the hubbies Credit reports. Link to comment Share on other sites More sharing options...
123rich Posted January 20, 2003 Report Share Posted January 20, 2003 Woot Woot!!!! Link to comment Share on other sites More sharing options...
onedrop Posted January 22, 2003 Report Share Posted January 22, 2003 hi all, newbie here.i had the same thing happen to me with EQ. i recieved an update on nov. 15 showing a deletion . on jan 9 i get another update and the item is re-inserted. i call EQ and they said it was re-inserted in oct. ( i never recieved a 5 day notice and didnt know i was suppose to.) i plan on calling back Eq tomorrow. what should i tell them? any good suggestions? thank you Link to comment Share on other sites More sharing options...
onedrop Posted January 23, 2003 Report Share Posted January 23, 2003 well today i called Eq and after talkin w/some girl and being put on hold for 20min (she had to talk to her supervisor) she informed me that i was correct and her supervisor will be deleting the info today.i hope they are telling the truth. Link to comment Share on other sites More sharing options...
eddiedebt Posted January 23, 2003 Report Share Posted January 23, 2003 does this mean these derog's yall are talking about are now gone forever...or does it mean that they delete it....send you a new report....reinsert it and send you a notification letter the newt day....im jus wondering...cause i can follow alot of this and i am have started my process and i am jus wondering if this same thing hapopens to me that i have a victory or is it just tug-o-war....things on and off and on and off....ect Link to comment Share on other sites More sharing options...
kimber6337 Posted January 23, 2003 Report Share Posted January 23, 2003 I don't know (I'm sure someone will chime in) if they must tell you 5 days before or after - but they have to tell you within 5 days of SOMETHING LOLNothing is perminant... Link to comment Share on other sites More sharing options...
Sky Warner Posted January 24, 2003 Author Report Share Posted January 24, 2003 I was told it was permanent and that it could not be reinserted ever Link to comment Share on other sites More sharing options...
Swede Posted January 24, 2003 Report Share Posted January 24, 2003 <blockquote>Originally posted by kimber6337I don't know (I'm sure someone will chime in) if they must tell you 5 days before or after - but they have to tell you within 5 days of SOMETHING LOLNothing is perminant...</blockquote>I'll chime in then.....it's within 5 BUSINESS DAYS of reinsertion. [Edit by Swede on Friday, January 24, 2003 @ 08:03 AM] Link to comment Share on other sites More sharing options...
eddiedebt Posted January 26, 2003 Report Share Posted January 26, 2003 ok...so if they reinsert....then im should just start all over again....dispute, dispute, dispute.....then validate with CA . basically start all over again?is this very common? im getting close to my 1st 30 dispute time limit with 2 CRA's. and im just wondering what to expaect. in a side not...is it worth disputing with all 3 CRA's at once or would it be ok to just do 2 since what im told its the middle score that matters?? Link to comment Share on other sites More sharing options...
cookiemnster Posted January 26, 2003 Report Share Posted January 26, 2003 <blockquote>Originally posted by eddiedebtok...so if they reinsert....then im should just start all over again....dispute, dispute, dispute.....then validate with CA . basically start all over again?is this very common? im getting close to my 1st 30 dispute time limit with 2 CRA's. and im just wondering what to expaect. in a side not...is it worth disputing with all 3 CRA's at once or would it be ok to just do 2 since what im told its the middle score that matters??</blockquote>Nooooooooo, if they reinsert and don't notify you (the CRA's) then you send an Intent to Sue letter. Link to comment Share on other sites More sharing options...
Swede Posted January 26, 2003 Report Share Posted January 26, 2003 <blockquote>Originally posted by eddiedebtis it worth disputing with all 3 CRA's at once or would it be ok to just do 2 since what im told its the middle score that matters??</blockquote>Huh? Not sure who told you that but that's not true, not all creditors pulls all three reports, most don't. Dispute with the CRA that has the derogs on it. Link to comment Share on other sites More sharing options...
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