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Hard inquiries/points taken

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Just thought I'd share what I've just learned. We are applying for a mortgage now and have been watching daily the scores extremely close. Two hard inquiries into our Experian report that we authorized for the mortgage process decreased our score by 4 points. Nothing else changed. So from that I'm concluding that each "hard" inquiry takes 2 points off of Experian's score...ugh!!! When you're struggling to stay away from the "sub-prime" lenders, 4 points can make or break a score!

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