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can they do this

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HI everone I'm new to this board. Anyway I am working hard to clean up my experian report. Started with 18 derogs, got it reduced down to 8 after a few months. Anyway my question is I have gotten three credit reports since 12/2002 none of them had a new collection. I then checked my credit report today with a new collection saying it's been reported since 12/2002. But none of my reports show that even the most recent as of 1/31/03. Is this legal can they do this or do I have any recourse. Any response would be greatly appreciated.

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