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I have a question regarding a notation on my TU report for an installment loan I have through a well-known "Predatory Lender". My account was recently charged off, and when I checked my reports to see if they had been updated as such, I found another trade line for the same account, but this time it is listed as a "Factoring Company Account". What exactly does this mean? I know a factoring company buys accounts receivable, but this is still listed under the original creditors name. Does this mean they are putting my defaulted loan up for sale? Any input will be greatly appreciated.

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